Our Financial Planning Process

What to Expect From Us

Stage of Process

Your Role

• Briefly discuss our company, services offered, and address any questions prospective client may have
• Provide disclosure of privacy policy and other mandatory disclosure documents
• Review client questionnaire and prepare for initial meeting

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Phase 1:
Before Our First Meeting

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• Visit our website
• Organize information and complete the confidential questionnaire, cash flow questionnaire, and risk tolerance survey
• Prepare any specific questions or concerns you would like addressed during our first meeting

• Provide an overview of our services
• Clarify your situation and better understand your needs
• Address your questions or concerns
• Discuss and propose an initial service approach that can meet your needs
• Provide you with a list of additional information we will need to complete detailed planning work
• Provide draft service agreement for your review and consideration

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Phase 2:
 Initial Planning Meeting

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• Get to know the advisors and how the process works
• Bring any questions or concerns you may have
• Sign the services agreement and deliver a deposit to formally engage us to begin your planning work

• Check to make sure all documents are received, and schedule plan presentation appointment(s)
• Initiate detailed planning work: perform research, analysis, observations and development of recommendations
• Prepare observations and formulate recommendations into financial plan

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Phase 3:
Planning Stage

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• Gather the requested documents outlined on your data request form
• Your plan presentation meeting(s) will be scheduled when all data request items are in place here
• Expect requests for clarification or additional documents

• Present and review your personal financial plan with you
• Discuss all reports and provide a written summary of action items for implementation

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Phase 4:
Presentation Meetings

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• Discuss the plan observations and recommendations with your advisor·
• Review the actions steps and timing with your advisor

• Edit the initial information as needed, and run additional scenarios, if applicable
• Discuss next steps

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Phase 5:
After Your Foundational Plan is Complete

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• Execute the action steps summarized in your plan and contact us if any questions arise
• Discuss annual update meetings and ongoing service arrangements